Track every dollar,
effortlessly
Manage all your accounts, create budgets, track household spending and get a daily ‘safe to spend’ number for guilt-free weekends
The command center for your cash flows
Connect all your financial accounts and RetroFi will calculate and categorize your finances. Track your cash flows, manage a budget, create goals, check your net worth and more
Track every account & transaction
- Connect every bank, card & investment in seconds and see every transaction
- Your daily ‘Safe to Spend’ number is then calculated for true peace of mind
See exactly how your money flows
- Our beautiful Sankey chart shows you exactly where your money is coming from and going across every category
- See spending by category, automatically
Manage household spending
- Combine accounts across partners and family to get a full picture of the household finances
- Set up shared goals and privacy controls per person
Budgets to match your mood.
- Auto generate a budget using our templates and adjust them based on how things are going
- Track over 50 categories
Set goals and beat them
- Create goals for both you and your family and link contributions directly to your accounts
Catch every subscription, and every price hike.
- Detect recurring charges automatically, flag unused subs and get links on how to cancel directly in the app
From people who actually use it..
“I've tried Mint, Copilot, and Monarch. RetroFi is the first one that actually tells me what I can spend today, not just what I spent last month.”
“My partner and I had never really looked at our finances together before. The household view made it feel like a conversation instead of a confrontation.”
“The 7-day trial sold me by day three. The 90-day forecast alone is worth the $12.”
“The subscription tracker paid for the app in the first week. Cancelled three things I'd forgotten I was even paying for.”
“Switched from a spreadsheet I'd kept for years. Took a couple weeks to trust the numbers, but they've matched up every time since.”
“We split expenses across two households and it finally stopped being confusing. Everyone just checks the app instead of texting each other.”
“I finally stopped avoiding my banking app. Checking in takes under a minute and I actually know where I stand.”
“The safe-to-spend number changed how I plan my week. I stopped guessing and started just checking one screen.”
“Set up took maybe 15 minutes. Every account synced cleanly and the categories needed almost no cleanup.”
Your bank gives you a balance.
RetroFi gives you peace of mind.
Try it free for 7 days.
One dashboard for every account, card and investment and a daily ‘safe to spend’ number. Add your partner or advisor for free so nobody’s guessing.
Compare plans →I just use my bank app. Why do I need RetroFi?
Stop the spending worry
Not knowing how much you can spend without going into the red is stressful. A clear, always-current picture of your cash flow means fewer surprises and less second-guessing every purchase.
See everything in one place + Get back time
No more logging into five apps or maintaining a spreadsheet every Sunday night. RetroFi pulls, categorizes and reconciles everything automatically, so checking in takes a minute, not an evening.
You actually save money.
Forgotten subscriptions, creeping fees and quiet price hikes hide easily across separate accounts. Seeing everything in one place is usually all it takes to spot them and cancel what you don’t use.
Plan properly for big ticket items
Goals, budgets and cash flow forecasts turn “I should save more” into a real plan you can track. Small, steady progress toward what you’re working for, instead of vague good intentions.